Last updated: May 20, 2026
These Terms of Service constitute a legally binding agreement between you (“you” or “user”) and Stone Marketing Media (“Company,” “we,” “our,” or “us”) regarding your access to and use of the Overpaying Insurance Finder website, including any related pages, content, services, or features (collectively, the “Site”).
By accessing or using this Site, you confirm that you have read, understood, and agreed to be bound by these Terms of Service. If you do not agree with these Terms, you must discontinue use of the Site immediately.
We reserve the right to update, modify, or replace these Terms at any time without prior notice. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
Overpaying Insurance Finder is an informational and advertising-based website. We are not an insurance company, broker, or licensed insurance provider. The content provided on this Site is intended for general informational and educational purposes only.
Savings estimates, rates, and offers displayed or referenced on the Site may vary depending on personal circumstances, location, driving history, insurance eligibility, and third-party provider criteria.
You must be at least 18 years old to use this Site. By using the Site, you represent that you meet this requirement.
Unless otherwise stated, all content on the Site — including text, branding, graphics, logos, layouts, design elements, code, and other materials — is owned by or licensed to Stone Marketing Media and protected under applicable intellectual property and copyright laws.
You may access the Site for personal, non-commercial use only. You may not reproduce, distribute, modify, republish, sell, or exploit any content from the Site without prior written permission from us.
You agree not to:
The Site may contain links to third-party websites, services, or advertisements. We do not own or control those third-party websites and are not responsible for their content, availability, accuracy, policies, or practices.
Any interactions, purchases, or agreements made with third parties are solely between you and the applicable third party.
The Site and all content are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied.
We do not guarantee:
Your use of the Site is at your own risk.
To the fullest extent permitted by law, Stone Marketing Media and its owners, employees, affiliates, or partners shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of the Site.
This includes, without limitation, loss of profits, business interruption, data loss, or damages resulting from third-party services or advertisements.
Your use of the Site is also subject to our Privacy Policy. By using the Site, you consent to the collection and use of information as described therein.
We reserve the right to modify, suspend, or discontinue any part of the Site at any time without notice. We are not liable for any interruption or unavailability of the Site.
These Terms shall be governed and interpreted in accordance with the laws of the State of Nevada, without regard to conflict of law principles.
If you have questions regarding these Terms of Service, you may contact us at:
Stone Marketing Media
Email: info@stonemarketing.org